Introduction

These Terms & Conditions (the “Terms”) constitute a legally binding agreement between you and Winum (collectively referred to as “Winum,” “we,” “us,” or “our”) governing your access to and use of the online gaming platform, including but not limited to the website, mobile site, and any related applications or software that may be made available by Winum (the “Services”). By registering an account, accessing, or using any part of the Services, you acknowledge that you have read, understood, and agreed to be bound by these Terms in their entirety. These Terms apply to all real-money gaming, bonus participation, promotional activities, and any other interaction with the Winum platform, regardless of the device or method of access. If you do not agree with any provision contained in these Terms, you must not access or use the Services and must immediately discontinue any use of the Winum platform. Your continued use of the Services shall constitute ongoing acceptance of the most current version of these Terms, as may be amended from time to time. You are responsible for regularly reviewing these Terms to stay informed of any updates, modifications, or additions that may affect your rights and obligations.

Winum is committed to providing a secure, fair, and compliant online casino environment that promotes responsible gaming and respects applicable laws and regulations. The platform is intended solely for entertainment purposes and must not be regarded as a source of guaranteed income or financial strategy. All games offered through the Services are games of chance, and there is a real risk of losing money when placing wagers. You should never gamble more than you can afford to lose and must always play responsibly. Furthermore, you agree that your use of Winum is at your own sole risk, and that you are fully responsible for understanding the applicable rules, limitations, and regulations governing your participation. To help you make informed decisions, Winum provides detailed information regarding fair play, random number generation, and responsible gambling tools throughout these Terms and on dedicated informational pages within the platform.

Acceptance of Terms

By creating a user account, visiting the website, using the mobile site, installing or utilizing any Winum software (including any Winum download apk or Winum casino apk, where lawfully offered), or otherwise accessing the Services, you expressly confirm your acceptance of and agreement to abide by these Terms. You further acknowledge that these Terms, along with the Privacy Policy, Bonus Rules, Game Rules, and any other supplemental policies or conditions displayed on the platform, form a unified legal agreement between you and Winum. It is your responsibility to read these documents carefully before engaging in any wagering or real-money play. If you disagree with these Terms or any subsequent modification, your only recourse is to cease accessing and using the Services and to close your account in accordance with the procedures set out herein. You understand and agree that Winum may, at its sole discretion, amend, update, or replace any portion of these Terms without prior individualized notice, although reasonable efforts will be made to highlight significant changes.

Your acceptance of these Terms is deemed effective as of the moment you first use the Services, when you check the acceptance box during registration, or when you continue to use the platform after changes have been posted. You represent and warrant that you are legally capable of entering into binding contracts and that no legal restriction prohibits you from participating in online gambling activities under the laws of your jurisdiction. You acknowledge that Winum does not provide legal or tax advice and that you remain solely responsible for ensuring your compliance with all applicable local, state, federal, and international laws. If at any time you feel that you do not fully understand any provision of these Terms, you should not proceed with registration or gameplay until you have sought independent legal guidance. Your use of the Services constitutes conclusive evidence that you have accepted these Terms in full and agree to be bound by them at all times.

Eligibility & Age Restriction (18+ only)

Access to and use of the Winum Services are strictly limited to individuals who are at least eighteen (18) years of age or the legal minimum gambling age in their jurisdiction, whichever is higher. By creating an account and using the platform, you represent and warrant that you meet this minimum age requirement and that you are legally permitted to participate in online gambling under the laws that apply to you. Underage gambling is strictly prohibited, and Winum takes robust measures to prevent minors from accessing the Services, including age verification checks and periodic documentation requests. Parents, guardians, and other responsible adults are strongly encouraged to monitor any device or payment method that may be used by minors to ensure that no unauthorized access to Winum occurs. You agree that you will not assist, encourage, or enable any person under the age of eighteen (18) to register or gamble on the platform.

Winum reserves the right to request proof of age and identity from any user at any time, and may temporarily suspend or permanently close any account if satisfactory verification is not provided. If it is discovered that an account has been created or used by a minor, all wagers will be void, any winnings will be forfeited, and any deposited funds may be returned subject to applicable law and potential administrative handling. Additionally, Winum may report suspected underage gambling to relevant authorities, and may cooperate with law enforcement as required. Young people face particular risks when engaging in gambling activities, including a heightened vulnerability to developing problem gambling behaviors and financial harms. For this reason, Winum implements age-verification policies and encourages the use of content-filtering software and parental control tools to protect minors from exposure to gambling content and services.

Account Registration

To participate in real-money games or to access certain features of the Services, you must register for an account (the “Account”) by completing the required registration process. During registration, you will be asked to provide accurate, current, and complete personal information, including but not limited to your full legal name, date of birth, address, email address, telephone number, and, where required, verification documents. You agree that all information you provide to Winum is truthful and accurate, and that you will promptly update your information if it changes. You may be asked to choose a username and password or other authentication method, and you are solely responsible for maintaining the confidentiality of your login credentials. Any activity conducted through your Account using your credentials will be deemed to have been carried out by you, and Winum shall not be liable for any loss or damage arising from unauthorized use of your Account due to your failure to safeguard your access details.

You may not create multiple Accounts for yourself, and you may not create an Account for or on behalf of any other person. If Winum determines that you hold more than one active Account, we may suspend or terminate all such Accounts and treat them as a single Account for the purposes of account balance, promotions, and other considerations, at our sole discretion. You must not transfer, sell, or allow others to use your Account, and you may not use another person’s Account for any reason. Winum reserves the right to decline any registration application, to close any Account, and to refuse access to the Services where we deem it appropriate, including in situations involving suspected fraud, money laundering, or violation of these Terms. As part of our compliance obligations, we may conduct Know Your Customer (“KYC”) and anti-money laundering (“AML”) checks, and you agree to cooperate fully with any such requests and to provide any documentation reasonably required.

Deposits & Withdrawals

Depositing funds into your Account enables you to participate in real-money betting and gaming on the Winum platform. All deposits must be made from payment methods that are registered in your own name and are legally and legitimately controlled by you. You agree not to deposit funds that originate from criminal, illegal, or unauthorized sources and acknowledge that Winum conducts transaction monitoring and AML checks as required by applicable law. Depending on your jurisdiction and our policies, certain minimum and maximum deposit limits may apply, and Winum reserves the right to modify these limits at any time. You are responsible for ensuring that your financial information is accurate and that you have sufficient funds or credit available before attempting any deposit.

Withdrawals may only be processed to payment methods that you own and that have been previously verified. Before processing any withdrawal, Winum may require that you complete identity verification procedures and provide documents such as valid identification, proof of address, and proof of ownership of the payment method. Withdrawal requests will be processed in accordance with our internal procedures and timeframes, which may vary based on the method selected, the amount requested, and any required security checks. While Winum endeavors to process withdrawals as promptly as reasonably possible, you acknowledge that delays may occur due to banking procedures, third-party processors, regulatory reviews, or force majeure events beyond our control. Winum reserves the right to withhold or delay payment of any withdrawal request if we suspect that the funds are related to fraudulent activities, breach of these Terms, bonus abuse, chargebacks, or other irregular behavior. In such cases, we may conduct further investigations and, where appropriate, notify relevant authorities.

Payment Methods Table

The following table provides an illustrative overview of commonly accepted payment methods on Winum. Availability, limits, fees, and processing times may vary by jurisdiction, currency, and user profile. Winum reserves the right to modify the methods listed below, to add or remove options, and to apply specific conditions or verification requirements for certain payment types.

You acknowledge that actual processing times may be affected by external circumstances, including but not limited to financial institution policies, intermediary banks, and regulatory checks. Where applicable, Winum will display specific deposit and withdrawal limits in your account cashier section. You are responsible for any charges, fees, or currency conversion costs imposed by your bank, card issuer, e-wallet provider, or other payment service. Winum does not accept liability for any loss arising from delayed, blocked, or refused transactions caused by third-party payment providers or financial institutions. In the event of disputes related to financial transactions, Winum may request transaction records and identification documents from you and may liaise with payment processors to resolve the matter.

Bonuses & Promotions

From time to time, Winum may offer bonuses, promotions, loyalty rewards, and special offers to eligible users, subject to specific terms and conditions for each promotion (the “Bonus Terms”). These may include, but are not limited to, welcome bonuses, deposit matches, free spins, cashback offers, tournament entries, and loyalty points. Participation in any promotional offer is voluntary, and by opting in or accepting a bonus, you agree to be bound by both these general Terms and the specific Bonus Terms associated with the particular offer. Bonus Terms typically include wagering requirements, maximum bet limits, game restrictions, expiration periods, and other conditions that must be met before bonus funds or winnings derived from them can be withdrawn. It is your responsibility to read and understand all Bonus Terms carefully prior to claiming or using any bonus or promotion.

Bonuses are intended for genuine recreational play and may not be used for fraudulent, collusive, or abusive purposes. Winum reserves the right, in its sole discretion, to refuse, withhold, or withdraw any bonus or promotion from any user or group of users where evidence of abuse, bonus hunting, risk-free betting, or violation of Bonus Terms is identified. In such cases, Winum may cancel bonus funds and any winnings associated with those funds, and may adjust or close the Account where warranted. Certain promotions may be restricted to specific jurisdictions, payment methods, or user segments, and Winum may amend or discontinue any promotion without prior notice, subject to applicable regulatory obligations. Any bonus credited to your Account but not used in compliance with the applicable terms may be forfeited, and you acknowledge that Winum’s decision in relation to bonus-related disputes shall be final and binding, subject to your right to use the complaints and dispute resolution mechanisms described in these Terms.

Game Rules

Each game offered on the Winum platform is governed by its own set of rules, payout structures, and specific mechanics, which are accessible within the game interface or on dedicated rules pages. It is your responsibility to familiarize yourself with the rules, odds, paytables, and features of any game before placing real-money bets. Failure to understand the rules does not entitle you to a refund or compensation, and Winum will not be liable for losses resulting from your misunderstanding or misinterpretation of the game parameters. Games may be provided by third-party software suppliers, and in such cases, their rules and technical specifications shall form part of the overall contract governing your gameplay. Winum reserves the right to modify, add, or remove games, features, or tournaments at any time, and to change game rules where required by regulatory or technical considerations.

In the event of a discrepancy between the outcome displayed on your device and the outcome recorded on Winum’s or the game provider’s systems, the result stored in the official game server logs will be deemed the correct and binding outcome. If a game malfunctions or encounters a technical error that affects its operation or the outcome of a bet, such as a system failure, misconfiguration, or connectivity issue, all affected bets may be voided or adjusted, and any associated winnings may be canceled. Where possible, stake amounts will be returned for voided games, and the issue will be investigated by Winum and/or the game provider. You agree that you will not exploit any error, glitch, or defect in any game, and you must immediately report any such issue to Winum. Any misuse or exploitation of technical errors for financial gain may result in account suspension, cancellation of winnings, and possible reporting to authorities.

Fair Play & RNG

Winum is committed to providing a fair and transparent gaming environment where outcomes are determined solely by chance and not influenced by external factors or manipulation. To achieve this, games offered on the platform rely on certified Random Number Generator (“RNG”) technology supplied either by Winum or by reputable third-party providers. The RNG is designed to ensure that each outcome is random, independent, and statistically fair, in accordance with recognized industry standards. Periodic testing and audits may be conducted by independent testing laboratories to verify the integrity and randomness of the game outcomes. You understand and agree that the outcomes of games are determined by the RNG and that any perceived pattern or sequence is purely coincidental and does not indicate predictability.

You acknowledge that you have no means of influencing game outcomes and agree not to attempt any form of interference, hacking, or tampering with the software or systems used by Winum. Any suspicion of unfair play, including the use of bots, automated betting scripts, or collusion with other players, will be investigated and may result in severe sanctions, including account closure and forfeiture of funds. Winum reserves the right to suspend any game or series of games and to withhold payments if there is a reasonable belief that the integrity of the game has been compromised or if there is suspected cheating or RNG manipulation by any party. While Winum strives to maintain uninterrupted and secure operations, you understand that technical issues may occasionally arise, and that such issues will be addressed in a manner consistent with these Terms and applicable regulations. By using the Services, you accept the inherent randomness of games and the risk associated with games of chance.

Responsible Gambling

Winum recognizes that while most users engage with online casino games for entertainment, a small proportion may experience difficulties in controlling their gambling behavior. We are strongly committed to promoting responsible gambling and to providing tools, information, and support resources that help you manage your play and reduce the risk of harm. Gambling should never be viewed as a way to earn a living or solve financial problems; it should be regarded solely as a form of entertainment involving real risk of loss. You should only gamble with disposable funds that you can afford to lose and must avoid chasing losses, increasing bet sizes impulsively, or playing under emotional distress, intoxication, or coercion. If you believe that gambling is negatively affecting your financial stability, personal relationships, emotional well-being, or professional life, you should seek assistance immediately and consider utilizing the tools and options provided by Winum to control or stop your play.

Young people and vulnerable individuals are at a heightened risk of developing gambling-related problems, and therefore Winum takes a strong stance on preventing underage participation and promoting awareness of problem gambling signs. You are encouraged to regularly monitor your gambling activity, set realistic budgets, and take breaks to reflect on your play patterns. Winum provides tools such as deposit limits, loss limits, session reminders, cool-off periods, and self-exclusion to support healthier gambling behavior. You acknowledge that these tools are most effective when used proactively and honestly, and that responsibility for using them ultimately rests with you. If you suspect that someone else is accessing your Account or using your payment details to gamble without authorization, you must contact Winum immediately so that appropriate measures, including account suspension, can be implemented.

Tools & Features (table)

The following table describes some of the primary responsible gambling tools and features that may be available to you through the Winum platform. Availability and specific parameters may vary by jurisdiction and regulatory requirements.

When you set limits or activate a time-out, those settings may take effect immediately or at the next gaming session, in accordance with technical and regulatory requirements. Some responsible gaming measures, particularly self-exclusion, may be irreversible for the duration of the agreed period, and you will not be able to override such restrictions until the period expires. Winum encourages you to consider seeking professional guidance before resuming gambling after any significant restriction or self-exclusion. You acknowledge that while Winum provides these tools in good faith, no system can guarantee complete protection against the risks of problem gambling, and that your own conduct, honesty, and decision-making play a critical role in managing those risks. If you feel that the tools provided are insufficient, you are encouraged to seek external blocking software, counseling, or other support resources.

Support Resources

In addition to platform-based tools, Winum recommends that users who experience—or suspect they may be experiencing—gambling-related problems seek support from professional organizations and qualified counselors. There are various independent problem gambling support organizations that offer confidential help, including helplines, online chat, counseling sessions, and self-help resources. Examples of such organizations may include national or regional gambling help centers, problem gambling support services, and mental health hotlines that specialize in addiction and behavioral issues. You should consult local directories or online resources to locate appropriate services available in your area. Winum is not affiliated with these organizations but endorses their mission to provide impartial, non-judgmental assistance to individuals affected by gambling issues.

If you contact customer support to discuss concerns about your gambling, our representatives will take your concerns seriously and may provide information on responsible gaming options, self-exclusion, and external support resources. While Winum’s support team is not licensed to provide professional counseling or therapy, they can help you implement account-based restrictions and point you toward reputable organizations where you can seek specialized assistance. If you are concerned about a friend or family member who may be gambling excessively on Winum, you are encouraged to contact our support team in accordance with privacy laws, so that we may consider appropriate measures. You acknowledge that Winum cannot force users to seek help but will cooperate reasonably to support voluntary efforts at harm reduction. If you believe you are at immediate risk of self-harm or serious harm to others, you should contact emergency services or crisis hotlines in your jurisdiction without delay.

Prohibited Activities

You agree that you will not use the Winum platform or Services for any unlawful or unauthorized purpose, and that you will strictly comply with all applicable laws, regulations, and these Terms. Prohibited activities include, but are not limited to, money laundering, terrorist financing, fraud, collusion, match-fixing, or any use of the Services to facilitate criminal conduct or financial crime. You must not interfere with the normal functioning of the platform, attempt to gain unauthorized access to systems, servers, or data, or deploy malware, bots, scripts, or automated tools designed to manipulate game outcomes, advantage play, or exploit system vulnerabilities. Any form of bonus abuse, including creating multiple Accounts, using false identities, or coordinating deposits and withdrawals solely to derive promotional benefits, is strictly prohibited. In addition, you may not engage in harassment, abusive behavior, or hate speech toward other users or Winum staff, whether through chat functions, emails, or any other communication channels.

You also agree not to sell, transfer, or trade Accounts, balances, bonuses, or any other benefits associated with the Services. Unauthorized use of payment methods, including credit cards or bank accounts belonging to third parties, is a violation of these Terms and may be reported to relevant authorities. If Winum has reasonable grounds to suspect that you are engaging in any prohibited activity, we may, at our sole discretion, freeze your Account, withhold funds, cancel bets, and cooperate with law enforcement or regulatory agencies in any investigation. Participation in prohibited activities may lead to permanent account closure, forfeiture of winnings, and possible legal action. You understand and accept that Winum’s decision regarding suspected violations shall be made reasonably and in good faith, and that you have the right to use the complaint and dispute mechanisms described in these Terms if you contest such decisions.

Restricted Countries (table)

Due to legal and regulatory restrictions, Winum does not permit access to or use of its Services from certain countries or jurisdictions. The following table provides a non-exhaustive list of restricted countries where real-money play, account registration, or use of the Services may be prohibited. Winum reserves the right to modify this list at any time and to restrict additional territories at its discretion.

It is your sole responsibility to determine whether your access to and use of the Services is lawful in the jurisdiction where you reside or are currently located. Winum does not make any representation that its Services comply with the legal requirements of any particular jurisdiction and does not accept liability for any unlawful use by you of the platform. You must not attempt to circumvent geo-blocking, IP restrictions, or any other technical measures used by Winum to enforce territorial limitations. Use of virtual private networks (VPNs), proxies, or similar technologies to disguise your location may be considered a material breach of these Terms and may result in account suspension, voiding of bets, and forfeiture of funds. If Winum determines that you are accessing the Services from a restricted jurisdiction, we may close your Account and return your remaining balance, subject to applicable laws and legitimate deductions.

Privacy & Data Protection

Winum is committed to protecting your privacy and handling your personal data in compliance with applicable data protection laws and regulations. When you register for an Account or use the Services, we may collect various types of information, including but not limited to identity details, contact information, transaction history, device and browser data, and gameplay records. This information is used for purposes such as account administration, payment processing, responsible gambling monitoring, AML and fraud prevention, personalization of services, and compliance with legal obligations. Your data may be shared with third-party service providers who assist us in delivering the Services, such as payment processors, game providers, identity verification services, and IT support companies. These third parties are required to handle your data securely and only for the purposes specified by Winum.

You agree that Winum may use and process your personal data in accordance with our Privacy Policy, which forms an integral part of these Terms and provides additional details about data collection, usage, storage, retention, and your rights as a data subject. Depending on your jurisdiction, you may have certain rights regarding your personal data, such as the right to access, correct, or delete your information, or to object to certain processing activities. Requests related to your data rights can be submitted through the designated contact channels indicated in the Privacy Policy. While Winum takes appropriate technical and organizational measures to safeguard your data, no online system can guarantee absolute security, and you acknowledge that you share information at your own risk. Winum strongly advises you to keep your login credentials confidential, to log out after each session, and to notify us immediately if you suspect any unauthorized access to your Account or data.

Account Suspension & Termination

Winum reserves the right to suspend, restrict, or terminate your Account at any time, acting reasonably and in good faith, where we have grounds to believe that you have violated these Terms, engaged in prohibited activities, or posed a risk to the integrity or reputation of the platform. Suspension may be temporary while we investigate suspicious activity, verify your identity, or address technical or regulatory issues. During suspension, you may be unable to log in, place bets, withdraw funds, or access certain features of the Services. If a violation is confirmed, Winum may decide to terminate your Account permanently, in which case your access to the platform will be revoked and you will be notified of the decision where legally permissible.

If your Account is terminated due to a serious breach, such as fraud, money laundering, underage gambling, or significant bonus abuse, Winum may withhold funds, void bets, and forfeit winnings, subject to applicable law and regulatory obligations. In less severe cases, or where the breach can be remedied, Winum may opt for corrective measures such as warnings, removal of bonuses, or temporary restrictions rather than permanent closure. You may also request voluntary closure of your Account at any time by contacting customer support, although certain closure methods may be combined with responsible gambling features such as self-exclusion. If you request closure while an investigation is ongoing, Winum may delay finalization of the closure until the investigation is complete. Once an Account has been closed, whether by Winum or at your request, ongoing rights and obligations that are intended to survive termination, such as provisions relating to limitation of liability, intellectual property, and governing law, will remain in full force and effect.

Limitation of Liability

To the maximum extent permitted by applicable law, Winum, its affiliates, directors, officers, employees, agents, and service providers shall not be liable for any indirect, incidental, consequential, special, or punitive damages arising out of or in connection with your use of the Services, regardless of the cause of action and even if Winum has been advised of the possibility of such damages. This includes, but is not limited to, loss of profits, loss of revenue, loss of opportunity, loss of data, or damage to reputation. You acknowledge that online gambling inherently involves risk, including the risk of losing money, and you agree that you are solely responsible for any financial consequences resulting from your gameplay. Winum does not guarantee uninterrupted access to the platform, error-free operation of the software, or immunity from technological failures such as server downtime, communication errors, or system malfunctions.

Where liability cannot be fully excluded under applicable law, Winum’s total aggregate liability to you for all claims arising from or relating to your use of the Services shall be limited to the lesser of: (a) the total amount you have deposited into your Account with Winum in the six (6) months preceding the event giving rise to the claim; or (b) the monetary equivalent of a cap defined by applicable regulations, if any. Nothing in these Terms shall limit or exclude liability for death or personal injury caused by gross negligence, or for fraud or fraudulent misrepresentation, where such limitations are not permitted by law. You agree to indemnify and hold harmless Winum from any claim, demand, or damage, including reasonable attorneys’ fees, arising out of your breach of these Terms, your violation of any law or third-party right, or your misuse of the Services. Your sole and exclusive remedy for dissatisfaction with the platform, the games, or any aspect of the Services is to stop using them and, if applicable, close your Account.

Complaints & Dispute Resolution

Winum aims to provide a high standard of customer service and to resolve user concerns promptly and fairly. If you have a complaint related to your Account, the Services, a game outcome, or any other matter connected with Winum, you should first contact our customer support team through the official channels indicated on the website. When submitting a complaint, you must provide all relevant details, including your username, the time and date of the issue, game or transaction references, and a clear description of your concern. Winum will acknowledge receipt of your complaint within a reasonable timeframe and will investigate the matter using available records, logs, and communication histories. You agree to cooperate with any request for further information and to act courteously and honestly throughout the process.

After completing its internal investigation, Winum will inform you of its decision and any corrective actions, if applicable. If you are dissatisfied with the outcome, you may be able to escalate the matter to an independent dispute resolution body where such a service is mandated or recognized by applicable law or regulation. Details of any such third-party dispute resolution entity, if available, may be provided upon request or published on the Winum website. You acknowledge that decisions made by independent adjudicators may be binding on both parties, subject to applicable legal frameworks. Nothing in this section restricts your right to pursue remedies through the courts or other legal channels where permitted by law, but you are encouraged to exhaust internal and external dispute resolution mechanisms before initiating formal legal proceedings.

Governing Law

These Terms, and any dispute or claim arising out of or in connection with your use of the Services or their subject matter or formation, shall be governed by and construed in accordance with the laws of the jurisdiction in which Winum is legally established, without regard to conflict of law principles. You agree that the courts of such jurisdiction shall have exclusive or, where applicable, non-exclusive jurisdiction over any dispute, claim, or legal proceeding relating to these Terms or the Services, subject to mandatory rights you may have under consumer protection or other laws in your country of residence. If any provision of these Terms is found by a court or competent authority to be invalid, illegal, or unenforceable, that provision shall be limited or eliminated to the minimum extent necessary so that the remaining provisions remain in full force and effect.

You acknowledge that different laws may apply in the jurisdiction where you reside, and that it is your responsibility to ensure that your use of the Services is lawful under those laws. Winum does not represent that the content or Services are appropriate or lawful for use in all jurisdictions, and access from territories where the Services are illegal is strictly prohibited. By using the platform, you submit to the jurisdiction specified in this section for the resolution of disputes, without prejudice to any mandatory legal protections that may apply in your favor. Any translations of these Terms into other languages are provided for convenience only, and in the event of any discrepancy or inconsistency, the English-language version shall prevail.

Final Provisions

These Terms, together with the Privacy Policy, Bonus Terms, Game Rules, and any other documents expressly incorporated by reference, constitute the entire agreement between you and Winum with respect to the subject matter hereof and supersede any prior agreements, understandings, or arrangements, whether oral or written. You may not assign, transfer, or sublicense any of your rights or obligations under these Terms without the prior written consent of Winum. We may assign or transfer our rights and obligations under these Terms, in whole or in part, to any affiliate or successor in interest, provided that such assignment does not materially diminish your rights. No failure or delay by Winum in exercising any right, power, or remedy under these Terms shall operate as a waiver thereof, nor shall any single or partial exercise of any such right, power, or remedy preclude any other or further exercise thereof.

If any provision of these Terms is held to be invalid or unenforceable by a competent authority, the parties agree that the remaining provisions shall remain valid and enforceable to the fullest extent permitted by law, and that the invalid or unenforceable provision shall be interpreted in a manner that most closely reflects the original intention of the parties. Winum may, from time to time, post updated versions of these Terms on the website or within the Services, and it is your responsibility to review them periodically. Continued use of the platform after changes have been posted constitutes your acceptance of the updated Terms. References to Winum in these Terms include any related entities or affiliates providing the Services, and links such as Winum may direct you to the main platform or relevant informational pages. By using the Services, you confirm that you have read, understood, and agreed to be bound by these Terms and that you will act responsibly, lawfully, and in full compliance with all applicable obligations when engaging with the Winum platform, whether via web, mobile, or lawfully available applications, including any Winum download apk or Winum casino apk where permitted.